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Privacy Policy

Last updated on 07 June 2024
1. Introduction
B.L. Das and Co. (hereafter "BLD," "we," or "us") respects your privacy and is committed to being transparent about how and when BLD collects, uses, and safeguards the information we collect through our websites. We recognize the need for Privacy in this digital age and we want you to feel as comfortable as possible visiting BLD's websites and using our services. To fulfill our mission, BLD must appropriately use information in order to better serve you.
 
This Privacy Policy will tell you:
  • who collects information,
  • what information is collected and how this is done,
  • how BLD uses and discloses the information that is collected,
  • your rights to view and correct information submitted voluntarily,
  • your rights to opt-out, opt-in, or limit specific uses and disclosures of your information,
  • what security procedures we use to protect your information,
  • how the interactive areas of the Website operate,
  • where you can get questions answered about this Privacy Policy.
2. Certain General Principles, Terms, and Disclaimers
This Privacy Policy applies to all personal information about you in the possession of BLD, including information obtained through BLD's websites: the BLD website. By using, accessing, or registering with the Website, you consent to our collection and use of your personal information in accordance with this Privacy Policy.
 
This Privacy Policy does not supersede the Terms and Condition of Use that governs your use of the Website. Any conflict between the two shall be determined in favor of the Terms and Conditions of Use. BLD may change this Privacy Policy at any time and any changes will be effective immediately upon posting to the Website, so please check back regularly to ensure you read and understand our current privacy policies.
 
While information is critical to our ability to provide high quality service to you, our most important asset is the trust that our visitors place in how we provide that service. Keeping visitor information secure and using it only as our visitors would want us to, is a top priority for all of us at BLD. Consequently our privacy standards are designed to, on a commercially reasonable basis: collect and use only the minimum information necessary for us to deliver high quality service to users, to administer our business, and to let you know of products and services that are available from BLD and trusted third parties; protect the information our visitors share with us, maintaining strong standards of security and confidentiality; require any other organization that we retain or engage to provide support services to us to conform to our privacy standards; and keep visitor files, if any, complete, up to date, and accurate.
 
We do not collect Personally Identifiable Information from users browsing the Website. We do use first- and third-party Cookies to collect basic technological information about how visitors use the Website as described more fully in Section 4. This data is used to improve content, site performance, and services for our visitors.
 
Some features on the Website may require you to register as a user and to receive our authorization before you can use those features, including forums, mailing lists, program registrations, and other services. For you to obtain our authorization to use those features and to be considered as a registered user, you may be required to provide us with certain Personally Identifiable Information ("PII") about you or your business. The PII we collect can include names, addresses, e-mail addresses, telephone numbers, fax numbers, education and certifications, areas of specialty, credit card numbers, and other forms of PII.
 
Once we have authorized you as a registered user, we may provide you with a customer identification number and you will select a unique Username and Password. Generally, you will be able to change your Password and update any PII you have given us (instructions on how to make these changes can be found in Section 6 of this Privacy Policy).
 
If you have access to the Website as a designated representative of a business, BLD may terminate your right to use the Website upon notification that you are no longer a designated representative for the said business.
 
If you are submitting PII on behalf of others in your family, business, or other organization for registration purposes or otherwise, you represent that you have their permission, agreement and full authorization to provide this information to us. We reserve the right (a) to ask you to provide evidence of your authority at any time during, or even after, the submission process and (b) to contact those individuals to confirm your authority at any time. If we determine that your authority has not been properly obtained, we may immediately and without notice to you, discontinue your authorized use of those features of the Website for which you have registered.
3. Who Collects Information Through the Website
Subject to this Privacy Policy, the Terms and Conditions of Use, and any other rules or policies applicable to the Website, BLD collects the information described in this policy through the Website.

In addition, BLD has engaged third party vendors to help us manage our web presence and allow us to better serve our web visitors. Personal information submitted to BLD through third party managed pages may be shared with these vendors as necessary for completing authorized transactions. 

BLD has also provided external links to other websites in order to provide those who use the Website with a better, more fulfilling experience. Once you enter another website (whether through an advertisement, service or content link), be aware that BLD is not responsible for the privacy practices of such other sites. We encourage you to look for and review the privacy statements of each and every website that you visit through a link or sponsorship notice.
4. Information We Collect and How it is Used
If you use the Website without registering, we will only collect anonymous Non-Personal Information ("NPI"), about you through the use of first- and third-party Cookies and other technical means (described in more detail in this Section 4).
 
If you choose to register with the Website to use interactive or other specific services, we require you to submit certain PII, such as your name, address, e-mail address, telephone number, fax number, education and certification, areas of specialty, and credit card number. While you may use some of the functionality of the Website without registration, many specific tools and services on the Website require registration and your submission of PII.
 
How we collect NPI. We collect certain NPI about your use of the Website through our use of first- and third-party Cookies and through other technical means (eg Click Stream Information such as log files, Web Beacons, etc.). This NPI includes information about the date and time you visit the Website, which pages you view, how you arrive at the Website (through referring links or otherwise), how much time you spend on the Website, your IP address, and the type of Browser and operating system you use.
 
We encourage you to research online resources and learn about not only Cookies but also the other technical means through which information about you may be collected through websites you visit. Your Browser can be set to reject all Cookies. A "help" section of most Browsers' toolbar usually offers instructions on how to reset the browser to reject Cookies.
 
If you reject our Cookies, certain functions and conveniences of the Website may not work properly, including those sections that are only available to registered users, but we believe you DO NOT HAVE TO ACCEPT our Cookies in order to productively use the Website.
 
In addition, if you visit the Website through a link from an email newsletter sent by BLD, our system will log such information as what links the you click through from the e-mail to the Website, the date and time of your click through, the name of the link or source from which the message was sent, the tracking URL number, and the destination page.
 
Anonymous nature of NPI; linking of NPI and PII. Generally, the NPI we collect about you is attached to arbitrary, anonymous system names that are assigned to visitors when they enter the Website. Please note, however, that during the registration process, or at other times during your use of the Website, we may ask for your permission to link your NPI with your PII. In addition, the providers of third-party Cookies may have the ability to link your activities on the Website with your browsing activities elsewhere on the Internet.
 
Examples of how we may use NPI. The anonymous NPI we obtain from you is generally used to render, administer, and improve the Website, our services, and our business. We may use NPI to do any of the following (please note that this list is representative and provided only to assist you in understanding how we might use the NPI we collect).
  • To help dynamically generate content on web pages or in newsletters.
  • To statistically monitor how many people are using the Website.
  • To track generic user behaviour (see, for example, the definition of "Click Stream Information").
  • To monitor how many people open our emails.
  • To help us evaluate the purpose our users undertake certain activities, including those listed immediately above.
  • To determine the popularity of certain content.
  • To facilitate users' log-in and navigation and as session timers.
  • To restrict underage use of our services.
 
Disclosure of Aggregate Information. BLD may provide Aggregate Information to third parties. For example, we might inform third parties regarding the number of users of the Website and the activities they conduct while on the Website. We might for example inform a Partner / Vendor company (that may or may not be sponsor of the Website) that "30% of our users live in India” or that "25% of our users have applied Flight Training Programs." We require parties with whom we share Aggregate Information to agree that they will not attempt to make this information PII, such as by combining it with other databases.
 
How we collect PII. The PII that we collect, and store generally consists of information gathered when you register with the Website for specific services and / or when you update any registration or profile information, but may also include other data input, forms, and information you provide to us whether electronically, by phone, by fax, in writing, in person, or by any other means. Your PII may also include information about your transactions and experiences with BLD, including account balances and purchasing activity. If you provide us with PII through the Website, we will give you the opportunity to "Opt-Out" of receiving future communications from us related to the specific service for which we requested that information. Section 7 of this Privacy Policy more specifically describes how to manage your communications preferences and to opt-in or opt-out of communications from us.
 
How we use PII. We use PII, and any data, personal or otherwise, that you provide and which may be saved on the Website, to provide our products and services. In addition to the ways in which we may use NPI, examples of the ways in which we may use PII include but are not limited to:
  • To respond to your questions.
  • To provide to you the services or subscriptions you select.
  • To contact you regarding BLD events or other news.
  • To send you information you request.
  • To send and manage surveys.
  • To advise you of products or services that may be available through BLD.
  • To notify you about website maintenance, updates, and new features.
  • To contact you as needed to address a suspected violation of the Terms and Conditions of Use, this Privacy Policy, or any other rules or policies applicable to the Website.
  • To inform you of significant changes to this Privacy Policy.
  • To manage membership and volunteer functions.
  • To confirm or fulfil purchase / registration / subscription requests.
  • To display content we think may be of interest to you and otherwise help us customize what you see when you visit the Website.
  • To solicit user feedback to assess user-satisfaction or other needs and interests.
  • To help us in creating new tools, features, and services.
  • To send you materials on behalf of trusted third parties.
Otherwise in rendering, administering, and improving the Website, our services, and our business.
 
BLD only discloses your PII to third parties under those circumstances outlined in Section 5. If you are registered to use particular services, you acknowledge and also consent to our tracking activities and use of the Website under your username in connection with those services (eg, in order to confirm and fill orders, maintain quality control and contact you concerning your orders, transactions, or subscriptions, should it be necessary or appropriate to do so).
5. Electronic Payments Security
E-Commerce Transactions. When you place an order online with us, register for a Program / Workshop, or pay your dues electronically, your personal information and Credit Card / Debit Card information are encrypted using industry-standard SSL Encryption technology before being sent over the Internet. We submit to the appropriate credit card clearinghouse only the information necessary to collect payment. All Credit Card / Debit Card information retained by BLD, including Credit Card / Debit Card numbers if you elect to store them on your account, is compliant with Payment Card Industry data security standards.
 
If paying by a Credit Card / Debit Card, payment processing (including the card number input) is on a secure page processing system which has passed the international certification. It means that your confidential data (card details, registration information, etc.) are not available for BLD personnel, the processing is fully protected and no one, including BLD, cannot obtain personal and banking data of the customer.
 
When working with card data BLD uses security standards of information protection developed by the international payment systems such as Visa and MasterCard - Payment Card Industry Data Security Standard (PCI DSS). It ensures safe processing of the details of bank card holder. The technology guarantees the security of data during transactions with bank cards using several protocols: Secure Sockets Layer (SSL), Verified by Visa, Secure Code, and private banking networks with the highest degree of protection.
 
In case of a return, the money is returned to the same card with which the payment has been performed.
6. Disclosure of Your Personally Identifiable Information
AKL will only disclose your PII to third parties under the following circumstances:
  • disclosure to corporate affiliates of BLD
  • disclosure at your request, such as to complete transactions you undertake on the Website;
  • disclosure to vendors engaged by BLD to outsource one or more of our internal functions, products, or services, including but not limited to managing mailing lists, packaging, mailing and delivering purchases and promotional offers, consulting services, data modelling, printing, sending postal mail, and processing event / workshop registrations;
  • disclosure of contact information to other BLD members via our membership directories (the information made available in directories will not include will not include financial information, such as Credit Card / Debit Card or bank information, or social security numbers);
  • limited disclosure of contact information to trusted third parties to offer products and services to our members; and
  • disclosure to private entities and law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate (a) to investigate or resolve possible problems or inquiries, (b) to conform to legal requirements or comply with legal process served on BLD, (c) to protect our own business and assets, or (d) in special cases, such as a physical threat to you or others.
 
Whenever BLD discloses your PII to third parties, we will make commercially reasonable efforts to limit the information to which third parties have access and the purposes for which they can use it, as well as to require that the recipients thereof apply the terms of this Privacy Policy to that information as if they were BLD.
7. Your Rights to View and Correct Information Submitted Voluntarily
The tools that collect and store PII allow you to correct, update or review that information (and any preferences) by logging-in to the specific service and making the desired changes to your registration information. In most cases you may also withdraw your registration by sending us an email at . If you withdraw a registration with the Website your PII may not be deleted from our records and we may use that data for internal purposes.
8. What Security Procedures We Use to Protect Your Information
BLD is committed to keeping user information secure, and implements commercially reasonable security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. Access to data and technology relating to user information is password-protected and limited to authorized personnel and those vendors that require access to the information in order to furnish services to BLD and our members. In addition, BLD uses industry standard technology to keep users' information secure while residing on BLD' s servers.

Listed below are some of the security procedures that BLD uses to protect your privacy:
  • Require both a personal Username and a Password in order for users to access their PII.
  • Use Firewalls to protect information held in our Servers.
  • Closely monitor the limited number of BLD employees who have access to your PII.
  • Require all BLD employees to abide by our Privacy Policy and be subject to disciplinary action if they violate it.
  • Back-up our systems to protect the integrity of your PII.
  • Use industry-standard technology for any credit card information sent over the Internet.
  • Require vendors with access to PII to commit to and abide by confidentiality obligations.
 
Despite BLD's efforts to protect your PII, there is always some risk that an unauthorized third party may breach our security systems or that your transmissions of information over the Internet could be intercepted by third parties. BLD is not responsible or liable for any loss or damage of any sort arising from or relating to any breach of our security or interception of your transmissions (see Terms and Conditions of Use).
9. How the Interactive Areas of the Website Operate
As a service to our users, the Website may feature message boards, chat rooms, and / or other public forums where users can share information or where users can post questions. We may also offer online discussions moderated by medical or healthcare experts.
 
In addition, you may choose to use certain interactive content, tools, and services that ask you to voluntarily provide information about yourself. Some of these tools (like certain quizzes or calculators) do not retain information, while others may store information in accordance with the authorization you provide at the time you use the service or tool. Please be aware of this fact.
 
Any chat room, message board, forum or similar interactive service is by design open to the public and is not a private, secure service. BLD is not responsible for the privacy of information voluntarily provided by a user in interactive areas. You should think carefully before disclosing any PII in any public forum because what you have written may be seen, disclosed to, or collected by third parties and may be used by others in ways we are unable to control or predict, including to contact you for purposes unauthorized by you.
10. Glossary
Aggregate Information. As a website gathers individual pieces of Non-Personal Information from its users, it may combine similar data from many or all the users of the website into one big "batch."
 
This sort of statistical information is called aggregate data because it reflects the habits and characteristics of a large group of anonymous people. Websites may use aggregate data or share it with business associates so that the information and services they provide best meet the needs of the users. aggregate data also helps advertisers and sponsors on the Website know how effectively they are reaching and meeting the needs of their target audience.
 
Browser. Short for web browser, a browser is software application used to locate and display pages of the Internet. The popular browsers include Mozilla Firefox, Microsoft Internet Explorer, Google Chrome, Opera, and Apple Safari. Most modern browsers can present multimedia information, including sound and video, though they require plug-ins for some formats.
 
Click Stream Information. A record of all the pages you have visited during your visit to a particular website or the services you accessed from the site or from an email. Click Stream Information is associated with your browser and not with you personally. It records the archives of your Browser.
 
Cookie. A small data file that is stored on the hard drive of the computer you use to view a website. Cookies are placed by that site ("first party") or by a third party with a presence on the site, such as an advertiser using a Web Beacon, and are accessible only by the party or site that placed the Cookie on the computer ( ie a Cookie placed on your computer by AKL is not accessed by any other site you visit but a Cookie placed on your computer by an advertiser may be accessed by any site on which that same advertiser has a presence). Cookies can contain pieces of Personally Identifiable Information. BLD encrypts any PII it stores in first party Cookies. These Cookies often are used to make the site easier to use. For example, if you check a box to ask that we store your Username on your computer so that you don't have to enter it each time you visit the site, it's stored in a Cookie on your computer.
 
Encryption. The translation of data into a secret code. Encryption is the most effective way to achieve data security. To read an encrypted file, you must have access to a secret key or Password that enables you to decrypt it. This is typically done by so called "secure computer systems."
 
Firewall. A system designed to prevent unauthorized access to or from a public or private network. Firewalls can be implemented in both hardware and software, or a combination of both. Firewalls are frequently used to prevent unauthorized users from accessing private portions of public networks. All messages entering or leaving the network pass through the firewall, which examines each message and blocks those that do not meet specified security criteria.
 
Non-Personal Information ("NPI"). Information that is not traceable back to any individual and cannot be used to identify an individual. For example, Click Stream Information is Non-Personal Information, as is information such as gender, age, city, and physical location, when not linked with other Personally Identifiable Information.
 
Opt-In. Means you are actively indicating your preference to participate in a program, email, feature, tool, or enhancement on a website. Typically, if you "Opt-in" you must provide certain information, usually Personally Identifiable Information, to the website or otherwise actively indicate your choice or preference to participate in the website program
 
Opt-Out. Means that if you do not take some action you are indicating your preference to participate in a program, email, feature, tool, or enhancement on a website. Typically, if you "Opt-Out" you must uncheck a box next to a stated preference or otherwise take some indicate action to indicate your preference not to participate in a program.
 
Password. A secret series of characters, typically alphanumeric (meaning it consists of both letters and numbers) that enables a user to access a file, computer, or program. The user must enter its, his, or her password before the computer or system will respond to commands. The password helps ensure that unauthorized users do not access the system. In addition, data files and programs may require a password.
 
Ideally, the password should be something that nobody could guess. In practice, many people choose a password that is easy to remember, such as their name or their initials. This is one reason it is relatively easy to break into many computer systems.
 
Personally Identifiable Information ("PII"). Information that can be traced back to an individual (in contrast to Non-Personal Information and Aggregate Information). Examples of PII include your name, home address, telephone number, email address, and Social Security number.
 
If other pieces of information are linked to PII, they also become PII. For example, if you use a nickname to chat online and give out your real name while chatting, your nickname becomes PII when linked with other PII.
 
Server. A computer that provides services to other computers. A "web server" stores web site files and "serves" them to people who request them.
 
SSL (Secure Sockets Layer). A security protocol developed by Netscape for transmitting private information via the Internet. SSL works by using a private key to encrypt data that's transferred over the SSL connection. All major Browsers, including Microsoft Internet Explorer, Mozilla Firefox, Google Chrome, Opera, and Apple Safari, support SSL, and many websites use the protocol to transmit confidential user information, such as credit card numbers. By convention, URLs that utilize an SSL connection start with https:instead of http:.
 
Username. A name used to gain access to a computer system or program. Usernames, and often Passwords, are required in shared systems, such as the Internet. In most such systems, users can choose their own usernames and passwords.
 
Web Beacons (also often referenced as "clear GIFs," "web bugs," "1-by-1 GIFs," "Single-Pixal GIFs," "1 x 1 Pixals" or "clear Pixals"). Tiny graphic image files, imbedded in a web page in GIF, jpeg, or HTML format, that provide a presence on the web page and send back to its home Server (which can belong to the host site, a network advertiser, or some other third party) information from the users 'Browser, such as the IP address, the URL of the page on which the beacon is located, the type Browser that is accessing the site, and the ID number of any Cookies on the users' computer previously placed by that server. Web Beacons can also be used to place a Cookie on the users' Browser.
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